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Welcome to BettaLiving.org, your guide to making the most of your income and living the lifestyle you want to live. See about the authors for more information on our main contributors.
Take some time to explore the website, you will find:
There is an old saying that a dollar saved is a dollar earned. Actually its better than that because you don't have to pay tax on money you save!!
But many people struggle to save money for different reasons.
Stretching a small income further
We believe that this website can help you now matter which of the above groups you fall into. If you feel that you fit into the first group, fear not. Many low income people are surprised to learn how much extra living they can squeeze out of their existing paycheck. If you fall into this group you may find the section on saving money particularly useful.
When we first got married we survived on only NZ$200 a week for two years (approximately $US125). Although our income is now significantly higher, these two years taught us valuable lessons about making our money go further. We didn't get further into debt during this time.
Money can buy happiness
We personally think the saying "money doesn't buy happiness" is a myth. We lead a much more interesting and fulfilling lifestyle now that we are on an average income, than when we were "poor" students . But your level of happiness doesn’t always relate directly to your level of income. How you manage your income makes a big difference to the kind of lifestyle you are able to live.
If you are the kind of person that tends to fritter away money on less important things, our section on budgeting may be of use to you.
Our unique approach to budgeting will help you set realistic goals, develop a plan, and most importantly stick to it.
We guarantee that we have personally benefited form all the advice and tips you will find on BetterLiving.org. We have:
Disclaimer What we cannot guarantee is what works for us will always work for you. The advice contained in this website is of a general nature and should not be considered a replacement for professional financial advice or other relevant service.
Share your ideas
If you have you own tip that has helped you save money and improve your lifetsyle, please feel free to share it with us. We will asses it and test it as appropriate. If it passes the "test", we will put it up on our website for our readers' benefit. Please use this form.
Nigel holds an honours degree in management and economics and currently works as an information analyst and developer. He has previously held jobs in the construction industry. His hobbies include gardening, cooking, beekeeping, staying fit, and he loves to swing a hammer.
Jade holds a degree in social science and has experience in community and volunteer work. She currently works in information management and systems. In her spare time she enjoys cooking, crafts, animals, beekeeping, and finding natural alternatives to commercial products.